/* Faris Wright / Mr. Wright Listings — v2 design system: Inter only, white + light gray, navy + one blue accent */
@font-face{font-family:'Inter';src:url('../fonts/inter.woff2') format('woff2');font-weight:100 900;font-display:block}
:root{--navy:#1b2a49;--blue:#1d4ed8;--ink:#0f172a;--muted:#5b6578;--line:#e5e8ef;--gray:#f4f6f9;--gray2:#eaeef4;--r:32px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:100px}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased;overflow-x:hidden;font-size:17px;line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%}
button,input,select,textarea{font-family:inherit;font-size:inherit;color:inherit}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:6px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px;z-index:100}
.skip:focus{left:8px}

/* ---------- header (from approved hero A) ---------- */
.hdr{height:88px;background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.hdr .in{max-width:1360px;margin:0 auto;height:100%;padding:0 40px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:16px}
.brand img{height:68px;width:auto;display:block}
.brand .who{border-left:1px solid var(--line);padding-left:16px;font-size:12.5px;line-height:1.4;color:var(--muted);font-weight:500}
.brand .who b{display:block;color:var(--ink);font-weight:600;font-size:13px}
.nav{margin-left:auto;display:flex;gap:30px;font-size:15px;font-weight:500;color:#2b3447}
.nav a:hover,.nav a[aria-current]{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:#fff;font-weight:600;font-size:15px;border-radius:10px;padding:0 22px;height:46px;border:0;cursor:pointer;font-family:inherit;white-space:nowrap;transition:background .2s,transform .2s}
.btn:hover{background:#12203a}
.btn.line{background:#fff;color:var(--navy);border:1.5px solid var(--navy)}
.btn.line:hover{background:var(--gray)}
.btn.blue{background:var(--blue)}.btn.blue:hover{background:#1a43bd}
.btn.white{background:#fff;color:var(--navy)}.btn.white:hover{background:var(--gray)}
.btn.lg{height:56px;padding:0 30px;font-size:16px;border-radius:12px}
.burger{display:none;margin-left:auto;width:42px;height:42px;border:1px solid var(--line);border-radius:10px;align-items:center;justify-content:center;background:#fff;cursor:pointer}
.burger i{display:block;width:18px;height:2px;background:var(--navy);box-shadow:0 6px 0 var(--navy),0 -6px 0 var(--navy)}
h1{font-weight:750;letter-spacing:-0.035em;line-height:1.04}
h2{font-weight:700;letter-spacing:-0.035em;line-height:1.06;font-size:56px}
h3{font-weight:650;letter-spacing:-0.02em;line-height:1.2;font-size:24px}

/* ---------- hero A ---------- */
.hero{position:relative;height:calc(900px - 88px);overflow:hidden;background:url(../img/living_room.jpg) center/cover}
.hero:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(16,26,48,.78) 0%,rgba(16,26,48,.55) 45%,rgba(16,26,48,.12) 75%,rgba(16,26,48,0) 100%)}
.photo{position:absolute;right:0;bottom:0;height:100%;aspect-ratio:1300/1733;
 -webkit-mask-image:linear-gradient(90deg,transparent 0,#000 28%),linear-gradient(0deg,transparent 0,#000 24%);-webkit-mask-composite:source-in;
 mask-image:linear-gradient(90deg,transparent 0,#000 28%),linear-gradient(0deg,transparent 0,#000 24%);mask-composite:intersect}
.photo img{width:100%;height:100%;display:block;object-fit:cover}
.copy{position:absolute;left:0;right:0;top:5%;max-width:1360px;margin:0 auto;padding:0 40px;color:#fff}
.copy h1{font-size:54px;max-width:700px}
.copy p{margin-top:10px;font-size:18px;line-height:1.45;max-width:700px;color:rgba(255,255,255,.88)}
/* ---------- hero intake box (two tabs, demo-only) ---------- */
.intake-wrap{position:absolute;left:0;right:0;bottom:20px;max-width:1360px;margin:0 auto;padding:0 40px;pointer-events:none}
.intake-wrap>*{pointer-events:auto}
.free{display:inline-flex;align-items:center;gap:7px;background:var(--blue);color:#fff;font-size:13px;font-weight:600;line-height:1;padding:8px 13px 8px 10px;border-radius:999px;margin:0 0 10px;box-shadow:0 4px 14px rgba(10,20,40,.25)}
.free svg{flex:none}
.intake{width:min(640px,100%);background:#fff;border-radius:18px;box-shadow:0 14px 40px rgba(10,20,40,.28);padding:2px 22px 12px}
.itabs{display:flex;gap:26px;border-bottom:1px solid var(--line);margin:0 0 10px}
.itabs button{position:relative;border:0;background:transparent;padding:0 2px;height:40px;font-weight:600;font-size:16px;cursor:pointer;color:var(--muted);transition:color .2s}
.itabs button:after{content:'';position:absolute;left:0;right:0;bottom:-1px;height:3px;border-radius:3px 3px 0 0;background:var(--blue);transform:scaleX(0);transition:transform .25s ease}
.itabs button[aria-selected=true]{color:var(--navy)}
.itabs button[aria-selected=true]:after{transform:scaleX(1)}
.itabs button:hover{color:var(--navy)}
.itabs button:focus-visible{outline-offset:-2px}
.ipanel:not([hidden]){animation:ifade .28s ease both}
@keyframes ifade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.ih{font-size:20px;font-weight:700;letter-spacing:-0.02em;line-height:1.2;color:var(--navy);margin:0 0 8px}
.igrid{display:grid;grid-template-columns:1fr 1fr;gap:8px 12px}
.ifld{display:flex;flex-direction:column;gap:3px;min-width:0}
.ifld.full{grid-column:1/-1}
.ifld label{font-size:13px;font-weight:600;color:var(--navy)}
.ifld input,.ifld select{border:1.5px solid #d3d9e6;border-radius:10px;padding:0 14px;height:40px;background:#fff;width:100%;color:var(--ink);font-size:15px}
.ifld input::placeholder{color:#7a8396;opacity:1}
.ifld input:focus,.ifld select:focus{border-color:var(--blue);outline:0;box-shadow:0 0 0 3px #dbe6ff}
.iform .consent{font-size:12px;line-height:1.35;margin:8px 0 8px;gap:10px}
.iform .consent input{width:16px;height:16px;margin-top:2px}
.iform .btn{width:100%;height:46px}
.ifine{font-size:12px;color:var(--muted);margin:6px 0 0;text-align:center}
.iform .fm-status{margin-top:10px;padding:10px 14px;font-size:14px}
@media (prefers-reduced-motion:reduce){.ipanel:not([hidden]){animation:none}.itabs button:after{transition:none}}

.field{display:flex;align-items:center;gap:10px;padding:0 16px;height:56px;font-size:16px;color:#6b7385;background:#fff}
.field svg{flex:none}
.field input{flex:1;min-width:0;border:0;outline:0;background:transparent;height:100%;color:var(--ink)}
.field input::placeholder{color:#6b7385;opacity:1}
.tick{display:flex;align-items:center;gap:8px;font-size:14.5px;font-weight:500;color:#2b3447}
.tick:before,.checks li:before{content:'';width:18px;height:18px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath d='M5 9.3l2.6 2.6L13 6.5' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");flex:none}

/* ---------- layout ---------- */
.wrap{max-width:1360px;margin:0 auto;padding:0 40px}
.sec{padding:120px 0}
.sheet{margin:0 12px;border-radius:40px;background:var(--gray)}
.sec.tight{padding:80px 0}
.eyebrow{font-size:14px;font-weight:600;color:var(--blue);letter-spacing:.01em;margin-bottom:14px;display:block}
.lead{font-size:20px;line-height:1.5;color:var(--muted);max-width:620px;margin-top:20px}
.head{display:flex;align-items:flex-end;justify-content:space-between;gap:32px;margin-bottom:56px}
.head h2{max-width:940px}
.linkarrow{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--blue)}
.linkarrow:hover{text-decoration:underline}
.ico{width:1em;height:1em;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* ---------- trust strip ---------- */
.trust{padding:72px 0 8px}
.trust .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:0}
.trust .t{padding:8px 40px;border-left:1px solid var(--line)}
.trust .t:first-child{border-left:0;padding-left:0}
.trust b{display:block;font-size:44px;font-weight:700;letter-spacing:-0.035em;line-height:1.1;color:var(--navy)}
.trust span{display:block;margin-top:8px;color:var(--muted);font-size:16px}

/* ---------- two ways cards ---------- */
.two{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.big{position:relative;border-radius:var(--r);background:var(--gray);padding:48px;min-height:500px;display:flex;flex-direction:column;overflow:hidden;transition:transform .3s,box-shadow .3s}
.big:hover{transform:translateY(-4px);box-shadow:0 24px 50px -28px rgba(15,23,42,.35)}
.big .art{height:230px;margin:-8px -8px 28px;border-radius:24px;background:#fff;display:flex;align-items:center;justify-content:center;overflow:hidden}
.big .art svg{width:100%;height:100%}
.big h3{font-size:36px;letter-spacing:-0.03em}
.big p{color:var(--muted);margin-top:12px;max-width:460px}
.big .btn{margin-top:auto;align-self:flex-start}
.big p+.btn{margin-top:28px}
.big .spacer{flex:1}

/* ---------- how it works ---------- */
.toggle{display:inline-flex;background:#fff;border-radius:999px;padding:5px;box-shadow:0 1px 0 var(--line) inset,0 0 0 1px var(--line)}
.toggle button{border:0;background:transparent;padding:0 24px;height:44px;border-radius:999px;font-weight:600;font-size:15px;cursor:pointer;color:var(--muted)}
.toggle button[aria-selected=true]{background:var(--navy);color:#fff}
.hiw{display:grid;grid-template-columns:1.05fr .95fr;gap:72px;align-items:center}
.stage{position:relative;background:#fff;border-radius:var(--r);min-height:540px;overflow:hidden;box-shadow:0 0 0 1px var(--line);background-image:radial-gradient(circle at 20% 15%,#eef3ff 0,transparent 55%),radial-gradient(circle at 90% 95%,#e8eef9 0,transparent 50%)}
.scene{position:absolute;inset:0;padding:44px;display:flex;align-items:center;justify-content:center;opacity:0;visibility:hidden;transition:opacity .35s,visibility 0s linear .35s}
.scene.on{opacity:1;visibility:visible;transition:opacity .35s,visibility 0s}
.card{width:100%;max-width:420px;background:#fff;border-radius:24px;padding:26px;box-shadow:0 30px 60px -30px rgba(15,23,42,.35),0 0 0 1px var(--line)}
.card .ct{font-size:13px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:14px;display:flex;align-items:center;gap:8px}
.card .ex{margin-left:auto;font-weight:500;text-transform:none;letter-spacing:0;font-size:12px;color:#5b6578}
.pill{display:flex;align-items:center;gap:10px;background:var(--gray);border-radius:12px;padding:0 14px;height:48px;font-weight:500;font-size:15px;margin-bottom:14px}
.row{display:flex;align-items:center;gap:12px;padding:13px 0;border-top:1px solid var(--line);font-weight:500;font-size:16px}
.row:first-of-type{border-top:0}
.ck{width:22px;height:22px;border-radius:50%;border:2px solid #cdd3df;flex:none;display:inline-flex;align-items:center;justify-content:center;background:#fff}
.ck:after{content:'';width:10px;height:6px;border-left:2.5px solid #fff;border-bottom:2.5px solid #fff;transform:rotate(-45deg) translate(1px,-1px);opacity:0}
.hiw:not(.play) .ck,.ck.done{background:var(--blue);border-color:var(--blue)}
.hiw:not(.play) .ck:after,.ck.done:after{opacity:1}
.bubble{max-width:82%;padding:11px 15px;border-radius:18px;font-size:15px;line-height:1.4;margin-bottom:10px;background:var(--gray)}
.bubble.me{margin-left:auto;background:var(--blue);color:#fff;border-bottom-right-radius:6px}
.bubble.you{border-bottom-left-radius:6px}
.meter{height:10px;border-radius:99px;background:var(--gray2);overflow:hidden;margin:4px 0 14px}
.meter i{display:block;height:100%;width:100%;background:var(--blue);border-radius:99px}
.mlabel{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);font-weight:500;margin-bottom:6px}
.range{position:relative;height:10px;border-radius:99px;background:linear-gradient(90deg,#c9d7fb,#7fa0f2);margin:12px 0 8px}
.range b{position:absolute;top:50%;left:50%;width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--blue);transform:translate(-50%,-50%);box-shadow:0 2px 6px rgba(0,0,0,.2)}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:14px}
.chip{background:var(--gray);border-radius:10px;padding:8px 12px;font-size:14px;font-weight:600;color:var(--navy)}
.steps{display:flex;flex-direction:column}
.st{display:block;width:100%;text-align:left;background:none;border:0;border-top:1px solid var(--line);padding:22px 0;cursor:pointer;position:relative}
.st:first-child{border-top:0}
.st .h{display:flex;align-items:center;gap:16px;font-size:22px;font-weight:650;letter-spacing:-0.02em;color:#5f6a7d;transition:color .25s}
.st .n{width:38px;height:38px;border-radius:12px;background:var(--gray2);display:inline-flex;align-items:center;justify-content:center;font-size:16px;font-weight:700;color:var(--muted);flex:none;transition:background .25s,color .25s}
.st p{margin:0 0 0 54px;color:var(--muted);max-height:0;overflow:hidden;opacity:0;transition:max-height .35s,opacity .3s,margin .3s}
.st.on .h{color:var(--ink)}
.st.on .n{background:var(--navy);color:#fff}
.st.on p{max-height:140px;opacity:1;margin-top:10px}
.st .bar2{position:absolute;left:54px;right:0;bottom:-1px;height:2px;background:transparent}
.st .bar2 i{display:block;height:100%;background:var(--blue);transform:scaleX(0);transform-origin:left}
.hiw.play .st.on .bar2 i{animation:fill 5s linear forwards}
.hiw:not(.play) .st.on .bar2 i{transform:scaleX(1)}
@keyframes fill{to{transform:scaleX(1)}}
@keyframes rowin{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
@keyframes ckon{to{background:var(--blue);border-color:var(--blue)}}
@keyframes ckmark{to{opacity:1}}
@keyframes grow{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@keyframes slide{from{left:12%}to{left:58%}}
.hiw.play .scene.on .row,.hiw.play .scene.on .bubble,.hiw.play .scene.on .pill,.hiw.play .scene.on .chips,.hiw.play .scene.on .mlabel{animation:rowin .5s both;animation-delay:var(--d,0s)}
.hiw.play .scene.on .row .ck{animation:ckon .25s both;animation-delay:calc(var(--d,0s) + .55s)}
.hiw.play .scene.on .row .ck:after{animation:ckmark .2s both;animation-delay:calc(var(--d,0s) + .6s)}
.hiw.play .scene.on .meter i{transform-origin:left;animation:grow 2.2s cubic-bezier(.3,.7,.2,1) .3s both}
.hiw.play .scene.on .range b{animation:slide 1.6s cubic-bezier(.3,.7,.2,1) .4s both}
.hiw.play .scene.on .card{animation:rowin .5s both}
.flowcta{margin-top:30px;display:flex;gap:14px;flex-wrap:wrap}

/* ---------- why cards ---------- */
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.cards.c3{grid-template-columns:repeat(3,1fr)}
.cards.c4{grid-template-columns:repeat(4,1fr)}
.cd{background:var(--gray);border-radius:var(--r);padding:40px;min-height:300px;display:flex;flex-direction:column}
.sheet .cd{background:#fff}
.cd .chipic{width:56px;height:56px;border-radius:18px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:28px;margin-bottom:auto}
.cd h3{margin-top:60px;font-size:28px}
.cd p{margin-top:12px;color:var(--muted)}
.cd.sm{padding:30px;min-height:0}
.cd.sm h3{margin-top:0;font-size:22px}
.cd.sm .chipic{margin-bottom:22px;width:48px;height:48px;font-size:24px;border-radius:15px}

/* ---------- scroll row (neighborhoods, reviews) ---------- */
.arrows{display:flex;gap:10px}
.arrows button{width:52px;height:52px;border-radius:14px;border:0;background:var(--gray);display:flex;align-items:center;justify-content:center;font-size:20px;cursor:pointer;color:var(--navy)}
.arrows button:hover{background:var(--gray2)}
.row-scroll{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;padding:4px 40px 20px;margin:0 -40px;scrollbar-width:none;scroll-padding:0 40px}
.row-scroll::-webkit-scrollbar{display:none}
.nb{flex:0 0 calc((100% - 72px)/3.25);min-width:300px;scroll-snap-align:start;background:var(--gray);border-radius:var(--r);padding:36px;min-height:300px;display:flex;flex-direction:column}
.sheet .nb{background:#fff}
.nb .pinic{width:48px;height:48px;border-radius:15px;background:#e6edfd;color:var(--blue);display:flex;align-items:center;justify-content:center;font-size:24px}
.nb h3{margin-top:44px;font-size:28px}
.nb small{display:block;margin-top:6px;color:var(--muted);font-size:15px}
.nb p{margin-top:12px;color:var(--muted);font-size:15.5px}
.note{margin-top:24px;color:var(--muted);font-size:14.5px;max-width:760px}
.rv-card{flex:0 0 calc((100% - 48px)/2.4);min-width:320px;scroll-snap-align:start;border:2px dashed #c7cedc;border-radius:var(--r);padding:28px;background:#fff}
.rv-card .ph{height:200px;border-radius:22px;background:var(--gray);display:flex;align-items:center;justify-content:center;color:#7a8499;margin-bottom:22px}
.rv-card .ph svg{width:56px;height:56px}
.sk{height:12px;border-radius:99px;background:var(--gray2);margin-bottom:12px}
.rv-card .tag{display:inline-block;margin-top:10px;font-size:13px;font-weight:600;color:var(--muted);background:var(--gray);border-radius:99px;padding:5px 12px}
.badge{display:inline-block;font-size:12.5px;font-weight:600;color:#7a4a00;background:#fff3d6;border-radius:99px;padding:5px 12px}

/* ---------- FAQ ---------- */
.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:72px;align-items:start}
.faq .sticky{position:sticky;top:130px}
details.q{background:var(--gray);border-radius:22px;margin-bottom:14px;transition:background .2s}
.sheet details.q{background:#fff}
details.q summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:26px 30px;font-size:19px;font-weight:600;letter-spacing:-0.01em}
details.q summary::-webkit-details-marker{display:none}
details.q summary:after{content:'+';font-size:30px;font-weight:400;color:var(--blue);line-height:1;transition:transform .25s}
details.q[open] summary:after{transform:rotate(45deg)}
details.q .a{padding:0 30px 28px;color:var(--muted);max-width:680px}
details.q .a p+p{margin-top:12px}
details.q[open] .a{animation:rowin .35s both}

/* ---------- final CTA ---------- */
.final{background:linear-gradient(180deg,rgba(27,42,73,.80),rgba(27,42,73,.90)),url('../img/cta-suburban-street-dusk.jpg') center/cover no-repeat,var(--navy);color:#fff;border-radius:40px;margin:0 12px;padding:112px 40px;text-align:center}
.final h2{max-width:820px;margin:0 auto}
.final p.lead{color:rgba(255,255,255,.8);margin:20px auto 0}
.cta-bar{display:flex;background:#fff;border-radius:16px;overflow:hidden;max-width:680px;margin:40px auto 0;box-shadow:0 14px 40px -10px rgba(0,0,0,.45);text-align:left}
.cta-bar .field{flex:1;height:64px}
.cta-bar .btn{border-radius:0;height:64px;padding:0 32px;background:var(--blue)}
.cta-bar .btn:hover{background:#1a43bd}
.final .fine{margin-top:18px;font-size:14px;color:rgba(255,255,255,.7)}
.fstatus{display:none;margin:18px auto 0;max-width:680px;background:#fff;color:var(--ink);border-radius:12px;padding:14px 18px;font-size:15px;font-weight:500;text-align:left}
.fstatus.show{display:block}
.fstatus.err{background:#fff0f0;color:#8a1c1c}

/* ---------- inner page hero ---------- */
.phero{padding:88px 0 96px}
.phero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center}
.phero h1{font-size:72px}
.phero.plain .wrap{grid-template-columns:1fr}
.phero.plain h1{font-size:64px;max-width:900px}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:22px;font-weight:500}
.crumbs a:hover{color:var(--blue)}
.phero .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}
.vis{background:var(--gray);border-radius:var(--r);aspect-ratio:1/.9;display:flex;align-items:center;justify-content:center;overflow:hidden;position:relative}
.vis svg{width:100%;height:100%}
.vis.photo2{background:#fff;box-shadow:0 0 0 1px var(--line)}
.vis.photo2 img{width:100%;height:100%;object-fit:cover;object-position:50% 12%;display:block}

/* numbered step cards */
.num{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:n}
.num .cd{counter-increment:n;min-height:260px}
.num .cd:before{content:counter(n);width:48px;height:48px;border-radius:15px;background:var(--navy);color:#fff;font-weight:700;font-size:20px;display:flex;align-items:center;justify-content:center;margin-bottom:auto}
.num .cd h3{margin-top:48px;font-size:22px}
.num.n3{grid-template-columns:repeat(3,1fr)}
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.cmp>div{background:#fff;border-radius:var(--r);padding:40px}
.cmp h3{font-size:28px;margin-bottom:6px}
.cmp .sub{color:var(--muted);margin-bottom:22px}
.cmp .on{box-shadow:0 0 0 2px var(--blue)}
.cmp ul{list-style:none}
.cmp li{padding:15px 18px;background:var(--gray);border-radius:14px;margin-bottom:10px;font-weight:500;font-size:16px}
.cmp .on li{background:#eef3ff}
.checks{list-style:none;margin-top:26px}
.checks li{display:flex;align-items:center;gap:12px;padding:8px 0;font-weight:500}
.split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.stats4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.stats4>div{background:var(--gray);border-radius:var(--r);padding:34px}
.stats4 b{display:block;font-size:40px;letter-spacing:-0.035em;line-height:1.1;color:var(--navy)}
.stats4 span{display:block;margin-top:8px;color:var(--muted);font-size:15.5px}

/* forms */
.form{background:#fff;border-radius:var(--r);padding:40px;box-shadow:0 0 0 1px var(--line),0 30px 60px -40px rgba(15,23,42,.3)}
.sheet .form{box-shadow:none}
.form h3{font-size:28px;margin-bottom:6px}
.form .sub{color:var(--muted);margin-bottom:24px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.fld{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}
.fld.full{grid-column:1/-1}
.fld label{font-size:14px;font-weight:600}
.fld input,.fld select,.fld textarea{border:1.5px solid #d3d9e6;border-radius:12px;padding:0 16px;height:52px;background:#fff;width:100%}
.fld textarea{height:120px;padding:14px 16px;resize:vertical}
.fld input:focus,.fld select:focus,.fld textarea:focus{border-color:var(--blue);outline:0;box-shadow:0 0 0 3px #dbe6ff}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:13.5px;color:var(--muted);margin:6px 0 20px}
.consent input{margin-top:3px;width:18px;height:18px;flex:none}
.consent a{color:var(--blue);text-decoration:underline}
.hp{position:absolute;left:-9999px}
.fm-status{display:none;margin-top:16px;background:#eef3ff;border-radius:12px;padding:14px 18px;font-weight:500;font-size:15px;color:var(--navy)}
.fm-status.show{display:block}
.contact-list{list-style:none;margin-top:30px}
.contact-list li{display:flex;gap:16px;align-items:center;padding:20px 0;border-top:1px solid var(--line)}
.contact-list li:first-child{border-top:0}
.contact-list .chipic{width:48px;height:48px;border-radius:15px;background:var(--gray);color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:24px;flex:none}
.contact-list small{display:block;color:var(--muted);font-size:14px}
.contact-list b{font-weight:600;font-size:18px}

/* resources / blog */
.chipsrow{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:40px}
.cat{border:1.5px solid var(--line);background:#fff;border-radius:99px;height:44px;padding:0 20px;font-weight:600;font-size:15px;cursor:pointer;color:var(--ink)}
.cat:hover{border-color:var(--navy)}
.cat[aria-pressed=true]{background:var(--navy);border-color:var(--navy);color:#fff}
.feat{display:grid;grid-template-columns:1.1fr .9fr;background:var(--gray);border-radius:var(--r);overflow:hidden;margin-bottom:24px}
.feat .tx{padding:56px;display:flex;flex-direction:column;justify-content:center}
.feat h2{font-size:44px;margin:14px 0 14px}
.feat .tx p{color:var(--muted)}
.feat .art{background:#e6edfd;min-height:380px;display:flex;align-items:center;justify-content:center}
.feat .art svg{width:70%;height:70%}
.meta{display:flex;gap:10px;align-items:center;flex-wrap:wrap;font-size:14px;color:var(--muted);font-weight:500}
.cattag{font-size:12.5px;font-weight:700;color:var(--blue);background:#e6edfd;border-radius:99px;padding:5px 12px}
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.post-card{background:var(--gray);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;transition:transform .3s,box-shadow .3s}
a.post-card:hover{transform:translateY(-4px);box-shadow:0 24px 50px -28px rgba(15,23,42,.35)}
.post-card .art{height:200px;background:#e6edfd;display:flex;align-items:center;justify-content:center}
.post-card .art svg{height:60%}
.post-card .bd{padding:30px;display:flex;flex-direction:column;gap:12px;flex:1}
.post-card h3{font-size:23px}
.post-card p{color:var(--muted);font-size:15.5px}
.post-card.soon{background:#fff;border:2px dashed #c7cedc}
.post-card.soon .art{background:var(--gray)}
.article{max-width:760px;margin:0 auto}
.article h1{font-size:56px;margin:14px 0 18px}
.article .lead{max-width:none}
.article .byline{display:flex;align-items:center;gap:14px;margin:30px 0 40px;padding:20px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);font-size:15px;color:var(--muted)}
.article .byline img{width:48px;height:48px;border-radius:50%;object-fit:cover;object-position:50% 10%}
.article .byline b{display:block;color:var(--ink)}
.article h2{font-size:32px;letter-spacing:-0.03em;margin:44px 0 14px}
.article p,.article li{font-size:18px;color:#2b3447;line-height:1.7}
.article p+p{margin-top:16px}
.article ul,.article ol{margin:14px 0 14px 24px}
.article li{margin-bottom:8px}
.article .cta-inline{background:var(--gray);border-radius:var(--r);padding:36px;margin-top:48px}
.article .cta-inline h3{font-size:26px}
.article .cta-inline p{margin:8px 0 20px}
.article .disc{font-size:14px;color:var(--muted);margin-top:30px}
.draftbar{background:#fff3d6;color:#7a4a00;border-radius:14px;padding:14px 18px;font-size:14.5px;font-weight:500;margin-bottom:34px}
.prose{max-width:760px}
.prose h2{font-size:30px;letter-spacing:-0.03em;margin:40px 0 12px}
.prose p{color:#2b3447;margin-top:12px}
.prose a{color:var(--blue);text-decoration:underline}
.prose .eho{display:flex;gap:18px;align-items:center;margin:24px 0}
.prose .eho img{width:72px;height:72px}
.cap{color:var(--muted);font-size:14px;margin-top:30px}
.lic{background:#fff;border-radius:var(--r);padding:36px}
.lic dl{display:grid;grid-template-columns:auto 1fr;gap:14px 28px;margin-top:10px}
.lic dt{color:var(--muted);font-size:15px}.lic dd{font-weight:600}

/* ---------- footer ---------- */
.ft{background:var(--gray);margin-top:12px;border-radius:40px 40px 0 0;padding:80px 0 48px}
.ft-top{display:grid;grid-template-columns:1.3fr 1fr 1.3fr 1fr;gap:48px}
.ft-broker img{height:72px;width:auto;display:block;margin-bottom:14px}
.ft-agent{font-size:13px;color:var(--muted);line-height:1.6}
.ft-agent b{color:var(--ink);font-weight:600}
.ft h4{font-size:14px;font-weight:700;margin-bottom:16px}
.ft ul{list-style:none}
.ft li{margin-bottom:10px;font-size:15px;color:#2b3447}
.ft li a:hover{color:var(--blue);text-decoration:underline}
.ft-legal{margin-top:56px;padding-top:32px;border-top:1px solid #dde2ec;display:grid;grid-template-columns:auto 1fr;gap:28px;font-size:13px;color:var(--muted);line-height:1.65}
.ft-legal p+p{margin-top:10px}
.ft-legal a{text-decoration:underline}
.ft-legal .eho{display:flex;flex-direction:column;align-items:center;gap:6px;font-size:10.5px;font-weight:700;letter-spacing:.06em;text-align:center;color:var(--ink)}
.ft-legal .eho img{width:56px;height:56px}

/* ---------- reveal (subtle) ---------- */
html.js .rv{opacity:0;transform:translateY(18px);transition:opacity .6s cubic-bezier(.2,.7,.2,1),transform .6s cubic-bezier(.2,.7,.2,1);transition-delay:var(--rd,0s)}
html.js .rv.in,html.js.show-all .rv{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
 html{scroll-behavior:auto}
 html.js .rv{opacity:1;transform:none;transition:none}
 *,*:before,*:after{animation:none!important;transition:none!important}
}

/* ---------- responsive ---------- */
@media (max-width:1100px){
 h2{font-size:44px}
 .hiw,.faq,.split{grid-template-columns:1fr;gap:40px}
 .faq .sticky{position:static}
 .cards.c4,.num,.stats4{grid-template-columns:repeat(2,1fr)}
 .ft-top{grid-template-columns:1fr 1fr}
 .phero .wrap{grid-template-columns:1fr}
 .phero h1{font-size:56px}
 .posts{grid-template-columns:repeat(2,1fr)}
 .feat{grid-template-columns:1fr}
}
@media (max-width:820px){
 body{font-size:16px}
 .nav,.hdr .btn{display:none}.burger{display:flex}
 .hdr{height:68px}.hdr .in{padding:0 16px}
 .brand img{height:46px}.brand .who{font-size:10.5px;padding-left:10px;max-width:130px}.brand .who b{font-size:11px}
 .nav.open{display:flex;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;gap:0;padding:8px 20px 20px;border-bottom:1px solid var(--line);box-shadow:0 20px 30px -20px rgba(0,0,0,.2)}
 .nav.open a{padding:14px 0;border-bottom:1px solid var(--line);font-size:17px}
 .nav.open .mbtn{display:inline-flex;margin-top:16px;color:#fff;border:0;justify-content:center}
 .hero:before{background:linear-gradient(180deg,rgba(16,26,48,.8),rgba(16,26,48,.55) 60%,rgba(16,26,48,.2))}
 .copy h1{font-size:36px}.copy p{font-size:16px;margin-top:12px}
 .hero{height:auto;padding-bottom:20px}
 .copy{position:relative;z-index:1;top:auto;padding:0 20px}
 .photo{position:relative;right:auto;bottom:auto;height:250px;margin:6px 4% -64px auto}
 .intake-wrap{position:relative;left:auto;right:auto;bottom:auto;padding:0 16px;margin-top:22px}
 .free{margin-bottom:8px}
 .intake{width:100%;padding:6px 16px 16px}
 .itabs{gap:0}.itabs button{flex:1;font-size:16px}
 .ih{font-size:20px}
 .igrid{grid-template-columns:1fr;gap:10px}
 .ifld input,.ifld select{height:48px;font-size:16px}
 .wrap{padding:0 20px}
 .sec{padding:72px 0}.sec.tight{padding:56px 0}
 .sheet,.final{margin:0 8px;border-radius:28px}
 h2{font-size:34px}
 .lead{font-size:17px}
 .head{flex-direction:column;align-items:flex-start;margin-bottom:36px;gap:20px}
 .trust{padding:48px 0 0}
 .trust .wrap{grid-template-columns:1fr;gap:20px}
 .trust .t{border-left:0;padding:0 0 20px;border-bottom:1px solid var(--line)}
 .trust b{font-size:34px}
 .two,.cards,.cards.c3,.cards.c4,.num,.num.n3,.cmp,.stats4,.posts,.grid2{grid-template-columns:1fr}
 .big{padding:28px;min-height:0}.big .art{height:180px}.big h3{font-size:28px}
 .cd{padding:28px;min-height:0}.cd h3{margin-top:36px;font-size:24px}
 .stage{min-height:480px}.scene{padding:20px}.card{padding:20px}
 .st .h{font-size:19px}
 .nb{flex-basis:80%;min-width:0}.rv-card{flex-basis:84%;min-width:0}
 .row-scroll{padding:4px 20px 16px;margin:0 -20px}
 details.q summary{padding:20px;font-size:17px}details.q .a{padding:0 20px 22px}
 .final{padding:64px 20px}
 .cta-bar{flex-direction:column}.cta-bar .field{height:58px}.cta-bar .btn{height:56px}
 .phero{padding:48px 0 56px}.phero h1,.phero.plain h1{font-size:40px}
 .form{padding:24px}
 .feat .tx{padding:28px}.feat h2{font-size:32px}.feat .art{min-height:220px}
 .article h1{font-size:36px}.article h2{font-size:26px}.article p,.article li{font-size:17px}
 .ft-top{grid-template-columns:1fr;gap:32px}
 .ft{border-radius:28px 28px 0 0}
 .ft-legal{grid-template-columns:1fr}
}
.nav .mbtn{display:none}
.fine{font-size:14px;color:var(--muted);margin-top:14px}
.hero-fine{position:absolute;left:0;right:0;bottom:18px;text-align:center;font-size:12.5px;color:rgba(255,255,255,.8)}
@media (max-width:820px){.hero-fine{display:none}}

/* ---- photo layer (AI-generated stand-ins; swap for licensed/real photos before launch) ---- */
img{max-width:100%;height:auto}
.big .art.pic{height:260px;background:var(--gray);margin:-8px -8px 28px}
.big .art.pic img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s}
.big:hover .art.pic img{transform:scale(1.04)}
.vis.pic img,.vis>img{width:100%;height:100%;object-fit:cover;display:block}
.nb{position:relative;overflow:hidden}
.nb .nph{margin:-36px -36px 26px;aspect-ratio:3/2;overflow:hidden;background:#dfe5f1}
.nb .nph img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s}
.nb:hover .nph img{transform:scale(1.05)}
.cd.sm{overflow:hidden}
.cd.sm .nph{margin:-30px -30px 24px;aspect-ratio:3/2;overflow:hidden;background:#dfe5f1}
.cd.sm .nph img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s}
.cd.sm:hover .nph img{transform:scale(1.05)}
.sidepic{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:var(--r);margin-top:36px}
.feat .art.pic{padding:0;display:block;min-height:380px;position:relative;background:#dfe5f1}
.feat .art.pic img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.post-card .art.pic{height:auto;aspect-ratio:3/2;display:block;overflow:hidden;background:#dfe5f1}
.post-card .art.pic img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s}
a.post-card:hover .art.pic img{transform:scale(1.05)}
.post-card.soon .art.pic{position:relative}
.post-card.soon .art.pic img{filter:saturate(.7);opacity:.85}
.pair{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.pair figure{margin:0;border-radius:var(--r);overflow:hidden;background:var(--gray);aspect-ratio:1/1}
.pair img{width:100%;height:100%;object-fit:cover;display:block}
.pair figure:first-child img{object-position:50% 30%}
.article .cover{margin:0 0 40px;border-radius:var(--r);overflow:hidden;aspect-ratio:16/9;background:var(--gray)}
.article .cover img{width:100%;height:100%;object-fit:cover;display:block}
.final>*{position:relative}
@media(max-width:1000px){.pair{grid-template-columns:1fr}.nb .nph{margin:-28px -28px 22px}.sidepic{margin-top:28px}.feat .art.pic{min-height:240px}}